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Subsidized yield reflects fee waivers and/or expense reimbursements during the period.Without waivers and/or reimbursements, yields would be reduced.

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Returns for periods less than one year are not annualized.

30-Day SEC Yield (Subsidized/Unsubsidized): Represents net investment income earned by a fund over a 30-day period, expressed as an annual percentage rate based on the fund's share price at the end of the 30-day period.

The portfolios' asset allocation glide path is designed to navigate the trade-off between market risk and the risk of running out of money in retirement.

The portfolios' broad asset class coverage expands the sources of return potential.

The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star.

(Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages.) The Overall Morningstar Rating™ for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating™ metrics.

A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money.

The principal value of the investment is not guaranteed at any time, including at the target date.

Although the fund seeks to preserve the value of your investment at

(Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages.) The Overall Morningstar Rating™ for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating™ metrics.A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money.The principal value of the investment is not guaranteed at any time, including at the target date.Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so.An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.This includes exposure to specialty assets with low correlation to the broad stock and bond markets.

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(Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages.) The Overall Morningstar Rating™ for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating™ metrics.

A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money.

The principal value of the investment is not guaranteed at any time, including at the target date.

Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so.

An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.

This includes exposure to specialty assets with low correlation to the broad stock and bond markets.

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(Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages.) The Overall Morningstar Rating™ for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating™ metrics.

A One Choice Target Date Portfolio's target date is the approximate year when investors plan to retire or start withdrawing their money.

The principal value of the investment is not guaranteed at any time, including at the target date.

Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so.

per share, it cannot guarantee it will do so.

An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.

This includes exposure to specialty assets with low correlation to the broad stock and bond markets.

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